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Terms of Service

Last updated: January 13, 2026

1. Acceptance of Terms

By accessing or using DumbMoneyPicks ("the Service"), including our website at https://dumbmoneypicks.com and mobile applications, you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

2. Description of Service

DumbMoneyPicks is a sports betting research and analytics platform that provides:

  • Odds comparison and tracking across sportsbooks
  • Expected value (EV) calculations and analysis
  • Player statistics and performance data
  • Bet tracking tools for personal record-keeping
  • Betting insights and research tools

Important: DumbMoneyPicks is an informational and research tool only. We do not accept, place, or facilitate any bets or wagers. We are not a sportsbook or gambling operator.

3. Age Requirement

You must be at least 18 years of age to use this Service. By using the Service, you represent and warrant that you are at least 18 years old. If you are under 18, you may not use the Service.

4. User Accounts

To access certain features, you may need to create an account. You agree to:

  • Provide accurate, current, and complete information
  • Maintain the security of your password and account
  • Notify us immediately of any unauthorized use
  • Accept responsibility for all activities under your account

5. Disclaimer - Not Financial or Gambling Advice

THE INFORMATION PROVIDED BY DUMBMONEYPICKS IS FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY.

  • We do not guarantee the accuracy of odds, statistics, or calculations
  • Past performance does not guarantee future results
  • All betting decisions are made at your own risk
  • We are not responsible for any losses incurred from betting
  • You should only bet with money you can afford to lose
  • If you have a gambling problem, please seek help at ncpgambling.org or call 1-800-522-4700

6. Acceptable Use

You agree NOT to:

  • Use the Service for any unlawful purpose
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the Service
  • Scrape, copy, or redistribute our data without permission
  • Use automated systems to access the Service excessively
  • Impersonate any person or entity
  • Upload malicious code or content

7. Intellectual Property

The Service and its original content, features, and functionality are owned by DumbMoneyPicks and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written consent.

8. Third-Party Data

Our Service displays odds and data from third-party sportsbooks and data providers. We do not control this data and make no warranties about its accuracy, completeness, or timeliness. Odds and lines can change rapidly, and you should always verify current odds directly with sportsbooks before placing any bets.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DUMBMONEYPICKS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICE.

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID US, IF ANY, IN THE PAST SIX MONTHS.

10. Indemnification

You agree to indemnify and hold harmless DumbMoneyPicks, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

11. Termination

We may terminate or suspend your access to the Service immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use the Service will cease immediately.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes by posting a notice on the Service. Your continued use of the Service after changes constitutes acceptance of the new Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

14. Contact Us

If you have any questions about these Terms, please contact us:

  • Email: support@dumbmoneypicks.ai
  • Website: https://dumbmoneypicks.com